1. Over the last 7 years, our handhelds have powered over 2 billion orders.

2. Revenue at Toast restaurants is on average, more than 30% greater than the average US restaurant. Based on third party market research of average annual revenue of 875K restaurants compared to the average annual GMV of US Toast customers from Jan 1 2023-December 31 2023.

3. With Toast’s fraud prevention measures, our customers see chargebacks up to 3X less often when compared to the restaurant industry average. Based on a third-party analysis of chargeback frequency across Visa payment card transactions in the U.S. restaurant industry segment, rolling 12 months’ data ending March 2024. Actual results may vary and depend on the unique characteristics of each business.

4. Based on internal Toast data from 1/1/25 - 8/31/25. Direct online sales includes online ordering, Toast Local, and Local by Toast. Individual results will vary.

5. Access is typically available instantly after the employee's shift; however, if restaurants tip pool using Toast Tips Manager, Toast PayOuts of tips are available after the tip pool is approved and sent to Toast Payroll, typically the next calendar day.

6. Toast Pay Cards do not have any associated ATM withdrawal or other fees; however, third-party ATM operators may charge a fee unless the cardholder uses an ATM within the MoneyPass® Network, and third-party financial institutions may charge a fee for over-the-counter withdrawals unless the institution is a Mastercard® member bank. MoneyPass is a registered trademark of Fiserv, Inc.

7. Toast Pay Cards are issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Toast PayOuts are funded by a 0% line of credit issued to employers by Toast, Inc. or WebBank, as set forth in the employer's Credit Agreement. Toast and WebBank each reserve the right to change or discontinue this program at any time. Toast Pay Card and PayOut is not available in all jurisdictions and is available to Toast Payroll customers only.

8. Based on survey of 79 xtraCHEF Pro and Essentials customers from 11/2/24 to 11/29/24. Individual results may vary.

9. Certain use cases may not yet be available. Please ask your Toast sales representative about specific features before purchasing. Images are rendered solely to illustrate potential future development. Subject to change.

10. Results self-reported by customer. Individual results will vary.

11. Pricing includes first hardware terminal subscription. Additional charges apply for subsequent devices.

12. Terms & conditions apply.

13. Pricing applies to new customers and single locations only.

¹Toast Finance is the integrated suite of financial products and services offered by Toast or its affiliates that you can use to manage your business's finances. Some products are offered in partnership with third-party financial institutions. Terms, conditions, and fees may apply based on the underlying product or service.
²Integrated with Toast IQ, cash flow analysis is based solely on the bank account(s) you have connected and is provided for informational purposes only. Categories are assigned based on an initial analysis and can be changed by you at any time. You can disconnect your connected accounts with Toast directly from the Connected Accounts page in Cash Flow Insights, or through your banking provider.
³Toast is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Toast Checking Account Debit Mastercard is issued by Thread Bank pursuant to a license from Mastercard Inc. and may be used anywhere Mastercard is accepted. Toast Checking Account offers limited checking services. You may issue checks from your Account but not deposit checks into your Account.
⁴Toast Capital Loans are issued by WebBank. Loans are subject to credit approval and may not be available to borrowers in certain jurisdictions. WebBank reserves the right to change or discontinue this program without notice. Funds are typically disbursed within 1-2 business days following application.
⁵Cash flow analysis is based solely on the bank account(s) you have connected and is provided for informational purposes only. Categories are assigned based on an initial analysis and can be changed by you at any time. You can disconnect your connected accounts with Toast directly from the Connected Accounts page in Cash Flow Insights, or through your banking provider. 
⁶With instant deposit, your restaurant's card transactions (excluding American Express Direct transactions) will be deposited to your restaurant's eligible bank account typically within a few seconds (may take up to 30 minutes in rare cases). A 1.75% fee is applied to the amount of each instant deposit.
⁷Customer compensated in exchange for participation.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program.  Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.